Home Mortgage Loan Rate Calculator

Finance - Fixed Rate Conventional Mortgage


A newer version of this calculator with charts, graphs and save capability is available at www.loanchop.com.


Description:

Calculator provides help to determine loan information when purchasing, financing or refinancing a home. Calculate mortgage parameters including monthly payment, interest and principal. Evaluate and compute early payoff data. In addition, computations provide assistance in estimating home equity.

Notes:

1) Private mortgage insurance (PMI), property taxes, escrow and homeowners insurance are not included in the calculations.
2) Limited to a 30 year mortgage term.

Inputs:

loan/mortgage amount ($):
first payment date:
interest rate (%):
term (years):
extra monthly payment ($):
start of extra payments:

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Results:

monthly payment dollars

- normal payments (no extra payments) with entered extra payments savings with extra payments
total payments paid - - -
total interest paid - - -


-
period date monthly payment monthly interest monthly principal monthly extra payment single extra payment loan balance total payment total principal total interest
initial ----- ----- ----- ----- ----- 0   0 0 0
1000000000
2000000000
3000000000
4000000000
5000000000
6000000000
7000000000
8000000000
9000000000
10000000000
11000000000
12000000000
13000000000
14000000000
15000000000
16000000000
17000000000
18000000000
19000000000
20000000000
21000000000
22000000000
23000000000
24000000000
25000000000
26000000000
27000000000
28000000000
29000000000
30000000000
31000000000
32000000000
33000000000
34000000000
35000000000
36000000000
37000000000
38000000000
39000000000
40000000000
41000000000
42000000000
43000000000
44000000000
45000000000
46000000000
47000000000
48000000000
49000000000
50000000000
51000000000
52000000000
53000000000
54000000000
55000000000
56000000000
57000000000
58000000000
59000000000
60000000000
61000000000
62000000000
63000000000
64000000000
65000000000
66000000000
67000000000
68000000000
69000000000
70000000000
71000000000
72000000000
73000000000
74000000000
75000000000
76000000000
77000000000
78000000000
79000000000
80000000000
81000000000
82000000000
83000000000
84000000000
85000000000
86000000000
87000000000
88000000000
89000000000
90000000000
91000000000
92000000000
93000000000
94000000000
95000000000
96000000000
97000000000
98000000000
99000000000
100000000000
101000000000
102000000000
103000000000
104000000000
105000000000
106000000000
107000000000
108000000000
109000000000
110000000000
111000000000
112000000000
113000000000
114000000000
115000000000
116000000000
117000000000
118000000000
119000000000
120000000000
121000000000
122000000000
123000000000
124000000000
125000000000
126000000000
127000000000
128000000000
129000000000
130000000000
131000000000
132000000000
133000000000
134000000000
135000000000
136000000000
137000000000
138000000000
139000000000
140000000000
141000000000
142000000000
143000000000
144000000000
145000000000
146000000000
147000000000
148000000000
149000000000
150000000000
151000000000
152000000000
153000000000
154000000000
155000000000
156000000000
157000000000
158000000000
159000000000
160000000000
161000000000
162000000000
163000000000
164000000000
165000000000
166000000000
167000000000
168000000000
169000000000
170000000000
171000000000
172000000000
173000000000
174000000000
175000000000
176000000000
177000000000
178000000000
179000000000
180000000000
181000000000
182000000000
183000000000
184000000000
185000000000
186000000000
187000000000
188000000000
189000000000
190000000000
191000000000
192000000000
193000000000
194000000000
195000000000
196000000000
197000000000
198000000000
199000000000
200000000000
201000000000
202000000000
203000000000
204000000000
205000000000
206000000000
207000000000
208000000000
209000000000
210000000000
211000000000
212000000000
213000000000
214000000000
215000000000
216000000000
217000000000
218000000000
219000000000
220000000000
221000000000
222000000000
223000000000
224000000000
225000000000
226000000000
227000000000
228000000000
229000000000
230000000000
231000000000
232000000000
233000000000
234000000000
235000000000
236000000000
237000000000
238000000000
239000000000
240000000000
241000000000
242000000000
243000000000
244000000000
245000000000
246000000000
247000000000
248000000000
249000000000
250000000000
251000000000
252000000000
253000000000
254000000000
255000000000
256000000000
257000000000
258000000000
259000000000
260000000000
261000000000
262000000000
263000000000
264000000000
265000000000
266000000000
267000000000
268000000000
269000000000
270000000000
271000000000
272000000000
273000000000
274000000000
275000000000
276000000000
277000000000
278000000000
279000000000
280000000000
281000000000
282000000000
283000000000
284000000000
285000000000
286000000000
287000000000
288000000000
289000000000
290000000000
291000000000
292000000000
293000000000
294000000000
295000000000
296000000000
297000000000
298000000000
299000000000
300000000000
301000000000
302000000000
303000000000
304000000000
305000000000
306000000000
307000000000
308000000000
309000000000
310000000000
311000000000
312000000000
313000000000
314000000000
315000000000
316000000000
317000000000
318000000000
319000000000
320000000000
321000000000
322000000000
323000000000
324000000000
325000000000
326000000000
327000000000
328000000000
329000000000
330000000000
331000000000
332000000000
333000000000
334000000000
335000000000
336000000000
337000000000
338000000000
339000000000
340000000000
341000000000
342000000000
343000000000
344000000000
345000000000
346000000000
347000000000
348000000000
349000000000
350000000000
351000000000
352000000000
353000000000
354000000000
355000000000
356000000000
357000000000
358000000000
359000000000
360000000000

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